แสดงบทความที่มีป้ายกำกับ plasma แสดงบทความทั้งหมด
แสดงบทความที่มีป้ายกำกับ plasma แสดงบทความทั้งหมด

Changes in medicine, and travel insurance - Pre-Existing Medical Conditions Coverage

เขียนโดย ohada |

Modifications or adjustments medicine can cause a stable disease, are already classified as a current condition of many travel insurance plans. Now, I do not think saying that all travel insurance plans work all over the world exactly how I should explain. I work only with 6 travel cancellation insurance trip mainly because I do not think that it is possible to know the details of the results of variousPlans.

So before going further into this topic that I have to say only that what is commonly known as travel insurance is actually two distinct categories:

- Travel Health / Health Insurance

- Trip cancellation / interruption travel insurance

While almost everyone thinks that these types of plans are the same, in reality they are not for a couple of other reasons. So to help with the aim of trying to avoid the likely demandProblems with "travel health / medical insurance plans," that's what we say:

"Pre-existing conditions are not covered. A pre-existing condition is called an accident, sickness, disease, illness or other physical ailments, medical, mental or nervous disease or who has been with a reasonable degree of safety, medical, order to define the time of application or at any time during the last three years preceding the effective date of insurance, even if not previouslyor obvious symptoms, diagnosis, treatment or released before the deadline, including any subsequent, chronic or recurring complications or consequences thereof or arising therefrom. "

Do not bore you with all the other differences between these types of plans, I address only the changes of drugs and pre-existing diseases.

For the cancellation of travel plans travel insurance. In general, these plans have a long monitoring period60 to 180 days before the date of travel insurance purchased. If the person diagnosed with the disease has been treated, symptoms or having received professional advice on changes or modifications in their prescribed medications during the period of observation, then the companies more, the medical condition of an existing disease to be defined.

After a pre-existing condition does not mean it can not travel insurance. It means only that thisobtain coverage for pre-existing condition is insurance travel insurance travel, you must purchase insurance within the time limit for the waiver of pre-existing condition exclusion. Here are four rules you should follow:

- Ensure part with few exceptions, you must at least have your trip is paid in full (non-recoverable costs) can not down around them. If you know the cost last trip is greatly appreciated sobe safe. You can always less than the cost of travel right before departure. When you go down in a lower cost of travel, you will receive a partial refund. E

- A person (including non-traveling family members) with the physician medical condition must be stable, if your insurance

- You need travel insurance in the first 14 or 21 days after you received your first trip payment date or at the latest after 24 hours'travel and the final payment

- You must travel the entire length.

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Travel insurance and cancellation of flights - Beware of the Fog

เขียนโดย ohada |

Think before his arrival at the airport, only to discover that your flight was canceled because of fog or technical problems. They expect the airline to provide a balance, but they say that is not their responsibility because the cancellation due to "extraordinary circumstances" that were beyond their control. After recovering from shock, which probably will make your credit card company - or travel insurance - for compensation.

When the flight wasdelayed for some time - and not canceled - travel insurance normally cover the requests for the delay in the connection. Right to work does not normally qualify, but was held up to a delay of more than 24 hours.

It is not also used as an argument that the flight was scheduled to leave at a certain time on a particular day and not leave right now - or anytime after that - should be treated as an "indefinite delay" or task !In terms of travel insurance, this does not fly. Delays, flight cancellations and flight to be abandoned usually treated as separate issues.

Many travelers are aware that the airlines are not required to offer compensation, in which (in exceptional circumstances, fog) causes cancellation of a flight. Unfortunately, travel insurance is usually not the cost of tickets for flights canceled compensation - onlyDelays in certain periods.

If you are booking a flight online, one minute for the airline, in terms and conditions prior to check-in advance. On the basis of Article 5 of EU Regulation 261/2004. For the average person may seem annoying Mumbo-jumbo, but basically was created to protect the rights of passengers' financial compensation when a flight is canceled. However, it also provides the airline with a defense that do not pay compensation if"exceptional circumstances". Article 5 is quoted after the cancellation policy of many airlines, and it looks good ... Up to No. 3 in Article 5, which states:

"The operating air carrier is not required to pay compensation ... if you can prove that the cancellation was due to exceptional circumstances which could not have been avoided even if all reasonable measures had been taken."

The terminology used to describe the exceptional circumstances in whichTerms of cancellation and the conditions of individual airlines can be a little 'time, when circumstances include (but are not limited to): aviation or air traffic management decisions, aircraft, weather, civil unrest , political instability, terrorism alerts, alarms, security, strikes affecting operations, and unexpected flight safety shortcomings. The mention of exceptional circumstances, may not be obvious, but a closer look and you will probably findit!

Under current EU legislation, EU-based airlines are required to compensate passengers for canceled flights if they are able, passengers will be rebooked. But the airlines, often they can get on the payment of the story by the "exceptional circumstances" rule - or should read "loophole"? Exceptional circumstances will be taken to be used as an excuse for everything from personal to technical problems, complaints.

If an airline cancel a flight dueexceptional circumstances is the airline, if the alternative flights or any other form of compensation offer, but are not obliged to do so. Cancellation must not be confused with the delays. When a flight is canceled, and not delayed, it will never take off. Nor can it be argued that the flight does not assume a "delay" of more than 24 hours and should be carried out under the responsibility "to cover part of travel insurancePolitics! (The average person will probably have covered their ears and sing with his eyes closed, at this point, through the fog, and, according to la-la-la-la-la reduced) be.

If your travel plans to get caught up in "exceptional circumstances" riddle, and you think you have a case, try contacting one of the companies studied in a no-win no-fee-based service, if the denial of an airline compensation applies. Scans in the meantime, until the fog is the best adviceBuyer Beware!

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