I do not think will happen to you if you travel abroad, when suddenly finds to be evacuated for medical reasons. The medical evacuation occur more frequently than we ever thought about travel insurance to cover medical evacuation, is important. An international medical evacuation is provided over 14,000 posts in a single year. It 'an average of about 35 movements per day!
Let's look at the cruise industry. The majority of travelers -- and there are more than five million of them each year taking cruises from ports of the United States - no cover medical evacuation of their health insurance. The American Medical Association, a study several years ago and found that on average 20 people die each year aboard cruise ships. If these passengers would be able to receive medical assistance more quickly evacuation, many would have been spared his life.
How does the medical evacuation> Work insurance?
In general, insurance companies are contracting, which is only medical evacuation. To determine if medical evacuation is warranted, seek advice from insurance companies to doctors that the work of his agency, by its staff who specialize in this area of the victim or his representative and a doctor on the ground , care for the patient to offer. Insurance companiesto collect the customer with a phone number to discuss and coordinate medical evacuation.
In all cases, insurance does not pay for medical evacuation, not coordinated through and by the insurance. This made things awkward at times, but keeping insurance costs low and also medical evacuation, if not necessarily concerned. If the insurance companies providing medical evacuation, this isAlso keep the cost of the procedure is for the insured. Continue to help reduce costs for all policyholders, because it allows insurance companies to increase the health insurance companies keep premiums unnecessarily.
In these cases, if necessary, insurance is a plan for sending an individual fellowship. In many cases, they will pay for several seats on a commercial support. Sometimes we will send medical staff to evacuate with the individual doctors. Be assuredthat insurance companies are aware of what is at stake. Employees are working with medical evacuation situations around the world, twenty-four hours a day, seven days a week. They have a good understanding of each situation.
How much coverage is needed?
As the coverage of medical evacuation is required? This depends on the local labor movement internationally. If the Americans are working, and all employees of your agency in Mexico, $ 25,000 for medical evacuationThe coverage should be sufficient. On the other hand, if you have worked in Central Africa and Papua New Guinea, we should develop a plan that provides U.S. $ 100,000 in coverage are.
On average, international health insurance companies charge $ 12 - $ 15 per month for coverage of medical evacuation. Of course there are, the more money for $ 100,000, if you think that is $ 25,000. You can avoid over-insurance in this sector, while taking into account the countries in which employees work for the purchasecoverage of medical evacuation.
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