So I can still get medical treatment if I did not have travel insurance? The answer to this question depends on where you are. Some countries have reciprocal agreements with the United Kingdom, this means that you get the same attention and care of the citizens of this country, without the need for insurance.

These include the EU countries, Austria, Belgium, Bulgaria, czech Republic, Cyprus, Denmark, Estonia, Finland, France, Germany, Greece,Italy, Luxembourg, Netherlands, Portugal, Spain, the Republic of Ireland and Sweden, as well as in Australia, Barbados, New Zealand, Romania and Russia. However, it does not include popular destinations such as Switzerland, Turkey and the United States.

You must consider that the treatment can not be free. The regulations do not cover the cost of the house if they are seriously ill or injured.

What is the European Health Insurance Card (EHIC)? TheEuropean Health Insurance Card (EHIC) provides free or reduced cost medical care within the EU. It replaces the E111 form in January 2006. You can find more information by the Department of the website of the Ministry of Health.

I have travel insurance with my credit card. Means I need travel insurance? Travel insurance covers a rule, if you are seriously injured in an accident during a trip. Itnot cover the costs of removal or treatment if they get sick. Nor, it covers loss of baggage, money or the cancellation of your stay. So yes, we will still need travel insurance. A couple of credit cards and packaged accounts offer "free" trip cancellation insurance. Make sure the policy is very broad and includes everything you need.

If something goes wrong on holiday, what should I do? First, the details of the policy to take with you - MakeBe sure to call before any medical treatment, your insurance with you. Some insurers may even refuse to pay if not called.

So remember to keep your receipts - have all receipts for items you want to demand and need. These include medical costs, prescriptions, and all you need to buy so that your baggage has been lost, stolen or delayed. And if your goods are lost or stolen, a police report - your insurerTo report a police force.

What happens when your holiday is more than 12 hours of delay? If you stay longer than 12 hours late, in general, right around 50 pounds for travel insurance. Asked about the delay of the airline to confirm in writing and keep receipts of expenses incurred.

My application was rejected. What can I do? Do not be discouraged if an application is rejected or not paid in full. Complaints in writing for travel insurance, and if notResolve your complaint, you can make a complaint to the Financial Ombudsman Service. The Ombudsman can consider your case and could force the company to settle and pay compensation.

What is the coverage of personal responsibility? Personal responsibility is not often used, but important, is an important part of travel insurance. If you violate the legal costs for accidental damage to someone or their property, while you are covered abroad.

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