We want to consider leaving the house for a while ', the places, take pictures, or maybe do some' business. They packed the trunks, the additional layers, hiking shoes, sunscreen, but the question remains: is your health insurance stay with you? What happens when you arrive in Brazil, as you've always wanted, and then in a freak accident paid Mojito, broke her ankle? What happens if the snails have responded in this restaurant Parisian charm with your strongAmerican Digestive, and suddenly you are experienced in the grip of the worst food poisoning you in your life? It is not a trivial matter, according to the U.S. Centers for Disease Control and Prevention, half of U.S. travelers heading to another country is a kind of health problems abroad experience.

Since the film was Michael Moore "Sicko" that we all know that many other countries (well), in particular France, Canada and Cuba, with a cost, sometimes free,Health services for their citizens, but how it works for us, Americans abroad? Well, the truth is, unless you make special preparations, the prospects are not good. Medical.Com According to the World Wide Web, "most of the United States insurance companies offer HMO, PPO or Medicare [plans] do not have enough insurance." There can be exceptions and you should see the small print plan, but all the major U.S. health insurance always suggest in any wayInsurance of travelers. Unfortunately, there is a foreign country, which provides free health care for travelers is available.

Travel insurance plans provide three types of coverage: for medical treatment abroad, the cost of medical evacuation and reimbursement for the sudden trip cancellation and lost luggage.

Looking for a doctor abroad, most insurance companies offer assistance in the form of emergency numbers. They will advisethe best hospitals in the area, and the advantages and disadvantages of local systems. It is strongly recommended that if possible, contact the vendor before trying the treatment in a foreign country. Insurance companies have warned that hospitals are paid, most Third World countries' systems amount to be received for services require services. This fee would be reimbursed by the plan.

The most pressing concern is the evacuation of a medical emergency abroad backUSA. Evacuations are necessary if you experience a very serious disease, and the passenger / patients to return to the care of his family doctor or a home-based professionals transported. This can cost from U.S. high $ 10,000, as there is a coordinated effort between different hospitals and at least one airline. Most travel insurance plans offer the possibility of hedging in this case.

Another aspect to consider, if the stay abroad, the costs of suddenCancellations or changes to travel plans due to medical emergencies or other. At a time when airlines are recording a record number of bags lost on this aspect of travel insurance reimbursement for the purchase of clothes and other necessities. In this sense, it may come as a winner: Imagine an "emergency shopping trip with the big designer stores in Milan.

If you are traveling to Canada, or two days trip planningMachu Pichu, pack warm socks, swimwear, and your new friend, Mr. Traveler's Insurance.

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